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It’s all about priorities
If you are right in the middle of balancing recurrent expenses, savings, insurance policies and a mortgage, it can be hard to know whether to make decisions based on where you are now or where you will be in 20 years. I think about this a lot, wondering if it’s short-sighted to plan based only on what I can afford or unrealistic to budget on a future expected income.
This isn’t only about good financial advice. It involves making decisions about what kind of life I want and what my sacrifices are intended to achieve.
The house I dream of living in is beyond my current capacity, but won’t be in ten years. I could give up that dream for something more manageable and less perfect, and in ten years wish I had found a way to hold on long enough, despite the nightly stress and the fears of not making ends meet.
Alternatively, I could walk away from the home and yard where I both got married to Stone and gave birth to Ziya, and start fresh, learning to let go, and living with less time spent thinking about money, enabling that sacrifice to earn me a better quality of life, marriage, motherhood and career in the decade ahead.